Continuing from What NOT to Do When Dealing with Insurance Companies after an Accident (Part 1), the following is some additional information regarding what policyholders should absolutely avoid doing when submitting car accident claims to their insurance provider. By following these tips, policyholders can protect their claims and minimize the chances that their claims will be denied or unnecessarily reduced.
Some of the specific things that you should NOT do when dealing with insurance companies after car accidents include NOT:
- Admitting to any fault in the accident. Instead, report the facts of the accident without imposing your opinion of fault. Insurance agents will be conducting their own investigation as to who was at fault for causing the accident (in fact, they often use police reports for accidents to this end), and assuming any liability for having caused the accident can only hurt your claim.
- Speaking to insurance agents from other drivers’ insurance companies. Instead, refer them to your insurance agent and/or to your lawyer. Insurance agents for other drivers may try to get you to admit fault in the accident, which can only hurt your claim.
- Accepting any payment or checks from your insurance company if you feel that the payment is not the entire amount of compensation you are owed. In many cases, these checks contain language (like upon acceptance of this payment, your claim will be closed) that may prematurely close and, consequently, undercut your claim.
- Relying on your insurance agent’s “ruling” on your claim as the end of the process. In many cases, legitimate claims get denied or undercut, and working with a skilled car accident attorney can be essential to helping you secure the compensation you deserve.
Lone Tree Car Accident Attorneys
If you have been injured in or have lost a loved one in a car accident, motorcycle accident or in any type of traffic accident, you are encouraged to consult with the motor vehicle accident lawyers at the Law Office of Mike Hulen, PC.
Our trusted Lone Tree personal injury and car accident attorneys have a proven track record of successfully handling car accident cases, wrongful death suits and other types of personal injury lawsuits, and we are experienced at helping victims and their families secure the maximum possible settlement for their losses. We encourage those who think they may have a claim to meet with us for a free initial consult to learn more about their legal rights and to receive a thorough evaluation of their case. Call us at (303) 932-8666 to get your case started at no upfront cost.